Key Takeaways OpenAI’s IPO is real but slower than people think. CFO Sarah Friar told associates the company is targeting a regulatory filing in H2 2026 with a listing in 2027. Anyone telling you OpenAI lists this summer is selling you a story. The numbers are staggering. $852B post-money on the latest $122B round. Annualized…
Key Takeaways — Vol. 1, Week of May 11, 2026 SpaceX leads the 2026 IPO board. Public S-1 expected May 15–22, roadshow June 8, first trade likely before July 4. Up to 30% of shares reserved for retail. Full deep-dive here. Anthropic just leapfrogged its own timeline. A $50B funding round at a $900B pre-money…
The IRS offers a 0% federal capital gains rate to investors below certain income thresholds. For early retirees and those in low-income years, this is one of the most powerful tax strategies available.
Key Takeaways — Week of May 11, 2026 The public S-1 is days away. SpaceX’s public registration statement is expected to hit SEC EDGAR between May 15 and May 22 — this is the document that finally lets retail investors see real revenue, profitability, and share structure. Starlink is not getting its own IPO. The…
Key Takeaways The S-1 prospectus is the next domino. SEC rules require it 15+ calendar days before marketing — with the roadshow set for the week of June 8, expect the public prospectus to drop between May 15 and May 22. SpaceX just finished its three-day analyst meeting (April 21–23). Wall Street has now seen…
The Roth conversion ladder lets you access your 401(k) money before 59½ — tax-free and penalty-free. Here’s how the 5-year rule works, the math behind it, and how to use it on your path to FIRE.
⚡ Key Takeaways: Picking Your First Side Hustle The best first side hustle is the one you can actually start in the next 30 days — not the most lucrative one on paper. Service-based hustles (freelancing, tutoring, consulting) earn faster than product-based ones — often within the first week. Your existing skills are your fastest…
Key Takeaways — Week of April 27, 2026 The public S-1 is imminent. SpaceX must release its full prospectus at least 15 days before the June 8 roadshow — that puts the public filing window at any time between now and roughly May 24. Roadshow is locked in for the week of June 8, with…
Quick Answer: Ramit Sethi is right that some people use FIRE as an excuse to deprive themselves. But frugality itself isn’t the problem — misaligned frugality is. The solution: define what “enough” actually means to you, then optimize for life satisfaction at that level. Lean FIRE, Barista FIRE, and Fat FIRE all work. Pick the…
⚡ Key Takeaways: Your FIRE Number Your FIRE number is the total investment portfolio you need to retire early and never run out of money — typically 25x your annual expenses. The 4% rule is the foundation: withdraw 4% of your portfolio per year and it will likely last 30+ years. Reducing expenses has a…
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