Aedilis Tools
Debt Payoff Calculator
Avalanche vs. Snowball — see which method pays off your debt faster and saves the most in interest.
💳 Your Debts
| Debt Name | Balance | APR % | Min. Payment |
|---|
Extra monthly payment:
$
Any extra amount above minimum payments. Even $100–200/month dramatically cuts payoff time.
📊 Your Payoff Plan
📋 Payoff Order
| # | Debt | Balance | APR | Payoff Date | Interest Paid |
|---|
Free yourself from debt faster.
Get our guide on using a balance transfer card, HELOC, or 0% introductory rate to cut your effective APR in half — and redirect those savings to your FIRE number.
Get the Free Guide →
This calculator provides estimates for educational purposes. Actual payoff times may vary based on payment timing and rate changes. Consult a financial advisor for personalized advice.