401(k) limits increased to $24,500 in 2026. But the bigger story is the mandatory Roth catch-up rule for workers 50+ earning over $150k. Here’s exactly what changed and what to do.
By Maya Chen | Aedilis Most people treat their 401k like a savings account — put money in, hope it grows, retire someday. That’s not wrong, but it misses the most powerful part of what a 401k actually does: it reduces your taxes right now, this year, dramatically. The Immediate Tax Math Earn $80,000. Contribute…
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